Permanent Total Disability in Charlotte & Richmond Workers Compensation
Permanent total disability benefits (PTD) are benefits paid to a worker for life for an accident resulting in permanent and total incapacity has occurred. A permanent total disability has occurred when an accident results in:
- Loss of both hands, both arms, both feet, both legs, both eyes, or any two thereof in the same accident;
- Injury for all practical purposes resulting in total paralysis, as determined by the commission based on medical evidence; or
- Injury to the brain which is so severe as to render the employee permanently unemployable in gainful employment.
Most PTD claims are not determined until after the employee has exhausted the 500 weeks of TTD payments.