Long-Term Disability

Every long-term disability requires you to prove your claim. Acceptable proof for your long-term disability insurance carrier may include a statement that you prepare to support your claim, a statement from your employer, and a statement from your doctor. The most...

More often than not, disability insurance carriers deny initial applications for long-term disability benefits. If this happens, you’ll need to move fast if you want to appeal the decision. Deadlines for appeals are usually short, and you’ll have to gather quite a bit...

You can have an incredibly devastating illness and still not qualify for long-term disability benefits. The key to recovering benefits is not that you suffer from a disease. It’s that the symptoms of that disease keep you from performing the key duties of your job. So...