Long-Term Disability

More often than not, disability insurance carriers deny initial applications for long-term disability benefits. If this happens, you’ll need to move fast if you want to appeal the decision. Deadlines for appeals are usually short, and you’ll have to gather quite a bit...

You can have an incredibly devastating illness and still not qualify for long-term disability benefits. The key to recovering benefits is not that you suffer from a disease. It’s that the symptoms of that disease keep you from performing the key duties of your job. So...