Long-Term Disability

If you’re suffering from an injury or serious medical condition that’s keeping you out of work, you likely need the support that long-term disability insurance offers. But first, you have to have your claim approved. Unfortunately, where there’s a will, there’s a...

If you’re suffering from a disability, you may be wondering whether you’re disabled enough to qualify for benefits. How can you figure out how your claim will be evaluated? The key is to show that you have symptoms that prevent you from performing the key duties of...

Every long-term disability requires you to prove your claim. Acceptable proof for your long-term disability insurance carrier may include a statement that you prepare to support your claim, a statement from your employer, and a statement from your doctor. The most...

More often than not, disability insurance carriers deny initial applications for long-term disability benefits. If this happens, you’ll need to move fast if you want to appeal the decision. Deadlines for appeals are usually short, and you’ll have to gather quite a bit...

You can have an incredibly devastating illness and still not qualify for long-term disability benefits. The key to recovering benefits is not that you suffer from a disease. It’s that the symptoms of that disease keep you from performing the key duties of your job. So...