Hunter & EverageHunter & Everage2024-03-06T15:43:25Zhttps://www.hunter-everage.com/feed/atom/WordPress/wp-content/uploads/sites/1101705/2021/05/cropped-favicon-32x32.jpgby Horace Hunterhttps://www.hunter-everage.com/?p=517972024-03-06T15:43:25Z2024-03-06T15:42:15ZWhat is chronic pain?
Chronic pain is more than a physical ailment. It’s a pervasive condition that affects your ability to work, engage in daily activities, and maintain a good quality of life. It’s typically pain that lasts for at least three months or more.
Conditions such as fibromyalgia, arthritis, and nerve damage can lead to persistent and debilitating pain, making it challenging for individuals to perform what the Social Security Administration (SSA) calls “substantial gainful activity,” or SGA for short. SGA refers to an individual’s level of work activity.
So, shouldn’t chronic pain qualify for disability benefits? Not necessarily.
How can people with chronic pain qualify for Social Security disability benefits?
To qualify for Social Security disability benefits due to chronic pain, applicants must meet specific SSA criteria. Unlike some other medical conditions, chronic pain itself is not listed in the SSA’s Blue Book, the manual the agency uses to evaluate disability claims.
However, chronic pain can be considered a symptom of an underlying medical condition that may be eligible for benefits. Medical conditions listed in the Blue Book that may cause chronic pain include back and spinal injuries, inflammatory arthritis, inflammatory bowel disease, neurological disorders, somatoform disorders, and chronic kidney failure or renal disease.
Even if you don’t meet the Blue Book criteria, you may qualify for partial benefits, so long as your medical condition prevents you from working for a year or more.
How can I increase my chances of success when applying for disability benefits for chronic pain?
While the process of qualifying for disability can be hard, it’s not impossible. Here are some of the key steps in the process.
Gather your medical evidence: You’ll need comprehensive medical records detailing your chronic pain condition. These records should include doctor’s notes, test results, and treatment plans that illustrate the severity and persistence of your pain. Keep records of all doctor’s appointments, your doctors’ contact information, and diagnosis notes as well. You’ll likely need to see a doctor who specializes in pain management, such as a neurologist, neurosurgeon, orthopedic doctor, or pain management specialist.
Establish functional limitations: Explain clearly how your chronic pain limits your ability to perform daily tasks and work-related activities. Include detailed information about any restrictions or limitations your condition imposes on your physical or mental capabilities.
Meet the duration requirement: Chronic pain must be expected to last for at least 12 consecutive months or result in death. Your medical evidence must demonstrate the long-term nature of your chronic pain.
Cooperate with SSA requests: Respond promptly to any requests for additional information or medical evaluations from the SSA. If you don’t cooperate, the SSA will dismiss your claim.
How can a disability law firm help with my disability claim?
Engaging the services of an experienced disability attorney in Richmond, Virginia, can simplify the process of applying for benefits. Experienced disability attorneys understand the nuances of the application process, can help you gather critical evidence, and can advocate for your rights before the agency and during appeals, if necessary.
With the right approach and professional guidance, you can get the financial support you need. If you or a loved one is dealing with chronic pain and considering applying for Social Security disability benefits, reach out to our law firm today. You don’t have to face these challenges alone, and help is available to ensure you receive the benefits you deserve.]]>by Horace Hunterhttps://www.hunter-everage.com/?p=517942024-02-21T15:28:09Z2024-02-21T15:27:40Zinjured or sick, it’s important that you understand the different kinds of disability benefits available to you. Depending on your situation, you may qualify for either Social Security disability (SSD) benefits, short-term disability (STD) benefits, or both.
What is short-term disability?
Short-term disability (STD) is a type of insurance that is either purchased privately or provided by your employer. Most policies are employer provided. Short-term disability provides a percentage of your pay (often 60-70%) while you are unable to work your current job. As the name implies, short-term disability usually covers a short period of time, usually up to 13 weeks or 3 months.
(Note that if you’re unable to work due to an injury you received on your job, you may also qualify for workers’ compensation, a separate type of insurance.)
Are you eligible for short-term disability?
Eligibility for short-term disability insurance often requires a waiting period before benefits begin. Many work-provided policies require you to use all of your paid time off (vacation and sick days) before beginning your STD coverage. Common uses for short-term disability claims include recovery from surgery, maternity leave, and treatment for a medical condition, such as cancer. You are only eligible for STD if you or your employer has purchased an STD plan for you.
It’s important to remember that your employer does not decide whether you qualify for short-term disability; the insurance provider decides.
However, talking to your human resources representative should be your first step in understanding whether you are entitled to these benefits. If you feel your HR representative is not accurately explaining your benefits or is trying to prevent you from receiving them, you may wish to consult a disability attorney.
What is Social Security disability?
Social Security disability (SSD) is a government program designed to provide support for people who can’t work due to disability or illness. Unlike short-term disability, SSD is designed to help people who will be disabled for at least a year. Many people begin their disability coverage with an STD insurance plan and then move to SSD.
SSD is different than Supplemental Security Income, which may be available to you even if you are not completely disabled.
Are you eligible for Social Security disability?
SSD benefits are designed for people who are unable to work in any meaningful way. You are not eligible for SSD until you have been disabled for at least five months.
As with many government-sponsored benefits, SSD is a complicated system requiring you to submit detailed forms and information, including your medical history. Your eligibility depends on your illness or injuries as well as your work history.
Providing the necessary paperwork and information can be time-consuming and difficult to do while you are ill. Working with a disability attorney can make this complicated process easier.
Hire an experienced disability attorney to help you through the disability benefits process
When you find yourself facing a serious illness, the last thing you want to do is involve yourself in a complicated bureaucracy. But understanding your rights and the benefits available to you is an important step in making sure you can provide for yourself and your medical care.
At Hunter & Everage, we’ve been helping people understand these systems for years, and we’d be happy to do the same for you. Contact our experienced disability attorneys in Richmond, Virginia, today.]]>by Horace Hunterhttps://www.hunter-everage.com/?p=517902024-02-07T13:55:33Z2024-02-07T13:54:37ZWhat’s causing all the delays with Social Security disability benefits?
Underfunding and staffing issues are two of the key reasons for the delays.
Since 2010, the SSA’s administrative budget has shrunk by 17 percent. Yet the number of beneficiaries the agency serves has increased by 22 percent. Increased funding would help address the customer service problems, according to the SSA.
But the problems trickle down to the state level. In each state, Disability Determination Services (DDS) are the agencies that determine whether disability applicants qualify for SSD benefits on medical grounds. Yet DDSs are losing staff left and right. Their workforce has declined by 16 percent in the last decade. That makes it even harder to process claims, because since 2015, the agency has been required to have a medical or psychological consultant review every disability claim. That extends the timeline for each case.
As a result, the SSA’s caseload of pending claims has surged. In 2019, the backlog was 600,000. Now it’s more than 1 million cases.
What is the SSA doing to speed up the claims process? Not enough, most say. The SSA has deployed federal employees to DDSs, increased funding for state offices, and enhanced training and mentoring programs. However, there are no quick fixes. What’s needed is a long-term funding increase, but that seems unlikely in the current climate.
How can a lawyer help with your claim for disability benefits?
Claimants seeking to cut their wait time may want to seek the advice of an experienced disability lawyer. A 2022 study by the National Bureau of Economic Research found that having legal representation early in the disability claims process increased the likelihood of a positive decision on an initial disability benefits claim by a whopping 23 percent.
Research shows that attorneys help claimants complete complicated disability benefit applications in a way that’s more likely to be approved. Plus, hiring a lawyer can lead to an earlier award, reducing the total case processing time by nearly a year.
If you’d like to learn more about how a disability attorney can help with your claim for benefits, reach out to our Richmond law office today.]]>On Behalf of Hunter & Everagehttps://www.hunter-everage.com/?p=517872024-01-25T08:12:20Z2024-01-25T08:11:05Z1.6 million adults in Virginia live with a disability. That's around 24% of the state population.
Social Security Disability (SSD) benefits can provide financial relief for individuals who cannot work due to their condition. However, the process of applying for and obtaining SSD can be tedious, time-consuming, and more than a little complex.
A disability attorney will be well-versed in every part of the system. With the right legal team on your side, you can navigate the application to improve your likelihood of a favorable outcome. If your claim is denied, you'll have a knowledgeable expert who can appeal the decision and fight for you.
Yet, not every attorney is created equal. Today, we're sharing six questions to ask as you interview prospective lawyers to find the right fit.
Do You Have Experience in SSD Benefits Cases?
Similar to the medical field, the legal field has different specializations that individuals can pursue. Just as you wouldn't trust an eye doctor to perform an appendectomy, you also don't want to hire a lawyer who doesn't have experience in disability benefits.
A criminal defense attorney might be excellent at what they do, but unless they also happen to specialize in disability law, they won't be the best one for the job. Instead, look for someone who has worked in this field for years, and has a proven track record of successful outcomes.
Ask them to describe their expertise, and any recent cases they've worked on that were similar to yours. Our disability attorneys have decades of experience helping clients just like you apply for SSD benefits, file appeals, and secure the compensation they deserve.
How Will You Approach My Case?
It's helpful to understand a lawyer's basic process before signing on any dotted lines. While they might not get too specific during an initial interview, they should be able to speak openly about how they'll approach certain steps, such as:
Assessing your case
Building and organizing evidence
Interacting with your insurance carrier
Filing an appeal (if necessary)
Successful lawyers will have a blueprint of best practices that they can apply to your case. While each client is unique, they'll understand that following these repeatable steps can help them stay organized and efficient.
Are You Familiar With My Disability?
As they build each disability case, lawyers will need to complete a variety of different medical forms and records. Then, if they need to appeal the Social Security Administration (SSA)'s decision, they'll complete even more. They may also consult and interview medical experts to make sure your claim is as thorough as possible.
In addition to holding these outside consultations, it's important that your lawyer also has a baseline understanding of your condition. While some types of disabilities are relatively common, others, such as certain genetic disorders, are more obscure. In addition to physical disabilities, this also applies to mental disabilities, especially those with symptoms that aren't always obvious from the outset.
Finding a lawyer who's unfamiliar with your specific condition isn't necessarily a red flag. However, the attorney should be willing to learn as much as possible about your disability so they can understand and represent your best interests.
Are You Licensed to Practice in My State?
This one might sound like a given, but you need to ensure that the lawyer you hire is licensed to perform work in your state of residence.
Before making a hiring decision, ask to see a copy of their license, as well as any other professional credentials that can speak to their experience, credibility, and expertise. If they rebuke or deny your request, consider this a sign to continue your search elsewhere.
Often, high-performing legal teams are honored or recognized by industry associations for their excellence. If your disability lawyer has received any of these accolades, it can also be helpful to view them.
If there are any questions about your lawyer's credentials, you can also contact your state's bar association to learn more about them, including any disciplinary actions filed against their firm.
What Fees Are Required for Your Services?
Most disability lawyers work on a contingency basis. This means they don't charge up-front for their services. Instead, they will retain a portion of your earnings if your claim is successful.
While this is how most fee structures are set up, don't assume that's the case with yours. Always confirm the payment process so you can make sure there aren't any hidden or unexpected costs down the road.
Where Is Your Office Located? Do You Offer Accessibility Modifications?
If you have a severe disability, it might not be easy for you to drive a long distance to get to a lawyer's office. Even if mobility isn't a concern, you still don't want to spend hours on the road just to meet with your attorney.
Ask where the team's physical office is located. If you prefer to meet in person, make sure the commute is manageable. Some lawyers may even arrange home visits if your disability prevents you from leaving your property.
Alternatively, you can also inquire about video calls. In today's Digital Age, many businesses can accommodate virtual meetings via Zoom or similar platforms, and attorney's offices are no different. Your attorney should be able to honor your requests to meet over the Internet, at least for a portion of the times you communicate.
Hire an Experienced Disability Attorney Today
If you're living with a disability, you deserve access to the SSD benefits that are rightfully yours. However, this system can be incredibly frustrating and difficult to understand. Even if you do everything correctly, the SSA could still deny your claim.
This is where a reputable and well-qualified disability attorney can make all the difference. When you have the right person representing you, your next steps aren't as daunting.
At Hunter & Everage, we understand the SSD process forward and backward. We can help you organize your information, complete and submit your application, and appeal any denials you may receive.
To schedule a meeting with one of our attorneys, complete our online form!]]>by Horace Hunterhttps://www.hunter-everage.com/?p=517832024-01-24T17:59:04Z2024-01-24T17:56:15Zapplying for Social Security disability benefits can be difficult and confusing. And one of the most complicated parts of the process is gathering medical evidence — both the right kind and the right amount.
In this article, we’ll cover the importance of medical evidence in Social Security disability claims and how to determine what documents and information to use to support your claim.
What role does medical evidence play in a Social Security disability claim?
Medical evidence is the backbone of any Social Security disability claim. It serves as the foundation upon which the Social Security Administration (SSA) evaluates the severity and impact of your impairment.
The goal is to establish a clear connection between your medical condition and your inability to engage in what the SSA calls substantial gainful activity (SGA). Generally speaking, work that earns more than $1,550 ($2,590 for blind individuals in 2024 will qualify as SGA.
What types of medical evidence do I need to support a Social Security disability claim?
Before filing a Social Security disability claim, you should gather a series of records:
Medical records: Detailed medical records from healthcare providers, including physicians, specialists, and hospitals, that outline the diagnosis, treatment plans, and the impact of the condition on your daily life.
Diagnostic tests and imaging: Objective evidence such as X-rays, MRIs, and other diagnostic tests can demonstrate the severity of your impairment.
Treatment history: A consistent and documented history of medical treatment, including medications, surgery, physical therapy, and other medical interventions, shows your ongoing efforts to address your disability.
Statements from healthcare professionals: Expert opinions from treating physicians or specialists can carry significant weight. Each statement should highlight the limitations imposed by the disability and the prognosis for improvement.
Functional reports: Personal accounts of your daily activities and challenges due to the disability can provide valuable insight into how the impairment affects your ability to work.
How does the SSA evaluate medical evidence?
The SSA follows a five-step evaluation process to determine your eligibility for disability benefits. Medical evidence is considered at each stage of this process:
Substantial gainful activity: If medical evidence shows that you cannot perform substantial work due to your impairment, it strengthens your case.
Severity of impairment: The severity of your medical condition is evaluated based on the evidence provided. The more detailed and convincing your medical records, the better your chances of satisfying this criterion.
Listing of impairments: The SSA maintains a list of impairments that outlines specific medical conditions that automatically qualify for disability benefits. Strong medical evidence aligning with these listings can streamline the approval process.
Ability to perform past work: If you can’t perform your previous job duties, it supports your claim.
Ability to perform other work: If your medical evidence shows that you can’t perform other types of work due to significant functional limitations, it can sway the SSA’s decision in your favor.
Reach out to experienced disability attorneys in Richmond for help
We can’t emphasize enough how important medical evidence is for your Social Security disability claim. It is a key factor in the SSA’s decision-making process, so you should prioritize gathering comprehensive and well-documented medical evidence to increase the likelihood of a successful disability claim.
Our experienced disability attorneys can help you understand what medical evidence will best support your claim. Reach out today to learn more about how our disability attorneys in Richmond, Virginia, can help you apply for Social Security disability benefits.]]>by Horace Hunterhttps://www.hunter-everage.com/?p=517792024-01-10T16:46:45Z2024-01-10T16:44:43ZInitial consultation with our Richmond law firm
Your application for disability benefits begins with an initial consultation with our experienced disability lawyers in Richmond, Virginia. During this meeting, we will discuss the specifics of your case, review your medical records, and assess your eligibility for disability benefits.
This consultation is an opportunity for us to understand your unique situation and for you to ask any questions you may have about the process ahead. No question is too basic to ask at this stage.
Evaluation of your eligibility for disability benefits
To qualify for Social Security disability benefits, you must meet specific criteria. The most important is that you must have a medical condition that prevents you from working for at least one year. Additionally, you must have paid sufficient Social Security taxes, accumulating the necessary work credits.
Our legal team will carefully evaluate your case to ensure that you meet these requirements, and if necessary, advise you on obtaining additional medical documentation to strengthen your claim.
Comprehensive medical documentation
The success of your Social Security disability claim may come down to how thoroughly you can document your condition. A general rule of thumb is that the more documentation you have of your condition from medical professionals, the better.
Our team will work closely with you to gather all relevant medical records, treatment histories, and supporting evidence. We may need to gather detailed statements from your healthcare providers, prescription lists, and any additional information that can strengthen your case.
Completing the initial application
Once we have gathered all necessary documentation, we will assist you in completing the Initial Disability Report. Accuracy and completeness are critical at this stage, and our legal team will guide you through the process, ensuring that every detail is carefully documented to present a compelling case to the Social Security Administration (SSA).
Consultative examinations
In some cases, the SSA may request a consultative examination with a medical professional of its choosing to assess the severity of your disability.
Our team will prepare you for this examination, ensuring that you present yourself in the best possible light to support your claim. We may also work closely with the medical professionals involved to provide additional context about your condition.
Reconsideration and appeals
If the SSA issues an initial denial, you can request reconsideration within 60 days. Reconsideration involves a fresh review of the application by a different SSA examiner. During this stage, you must address any shortcomings in the initial application and provide additional medical evidence if available.
Our law firm will guide you through the reconsideration process. We will analyze the reasons for denial, address any shortcomings in the initial application, and provide new evidence as needed.
Administrative hearings and appeals
If the reconsideration is also denied, you can request an administrative hearing before an Administrative Law Judge (ALJ). This is a crucial stage where applicants, often represented by legal counsel, can present their case in person. Preparation is key, and applicants should be ready to discuss their medical condition, work history, and any challenges they face due to their disability.
If the ALJ denies the claim, you can appeal to the Appeals Council. If your case is denied again, you can also pursue your claim in federal court.
We will represent you in administrative hearings and subsequent appeals, using our expertise to present a strong case on your behalf.
Call our Richmond law firm for help with your disability claim
Navigating the Social Security Disability application process is a journey that requires experience and expertise. The disability attorneys at the Richmond office of Hunter & Everage are dedicated to advocating for your rights and taking every step with precision and care.
Our goal is to secure the benefits you deserve and the financial support you need. Reach out to our experienced disability attorneys today to discuss your claim.]]>by Horace Hunterhttps://www.hunter-everage.com/?p=517642023-12-20T15:28:53Z2023-12-20T15:28:20ZWhat factors into the decision to go to court or settle a case?
Before you file a lawsuit, you should work with an experienced personal injury attorney to assess your position, including the strengths and weaknesses of your case.
Here are some key things to think about during this decision-making process.
How strong is your evidence? If the evidence strongly supports your claims, pursuing litigation may be a strategic move to secure a favorable judgment. If you don’t have much evidence or the evidence you have isn’t convincing, you may feel more confident pursuing a settlement.
How long do you want to wait to resolve the case? Trials can take a long time, and the longer they go on, the more they can cost. As a client, you may want to consider the time and financial commitments associated with litigation. Settling out of court can offer a more expedited resolution, sparing you from extended legal proceedings and associated expenses.
How much risk are you willing to take? Nothing is certain in trial. You may prefer to settle your case if you want to minimize uncertainties and secure a predictable outcome.
What insurance coverage, if any, do you have? If you have favorable insurance coverage, it may make sense to pursue a trial. However, insurance companies often prefer settlements to manage costs, and negotiating a settlement can help you get paid faster.
What are the benefits of going to court?
Going to court in a personal injury case can have certain benefits, depending on the circumstances of your case. Here are some potential advantages of pursuing litigation in a personal injury claim:
Seeking justice: Going to court provides an avenue for holding the responsible party accountable for the injuries sustained. A court trial allows for a thorough examination of the facts and determination of legal liability.
Full compensation: A court trial can result in an award of fair compensation for the damages suffered, including medical expenses, lost wages, pain and suffering, and other losses. The court ensures that the compensation aligns with the extent of the harm caused.
Establishing precedent: The court’s decision can establish legal precedent, influencing similar cases in the future. This can contribute to the development of personal injury law and provide guidance for subsequent disputes.
Access to information: The formal discovery process in court allows both parties to gather evidence, depose witnesses, and obtain information that might not be readily available during pretrial negotiations. This can be valuable in building a robust case.
Enforceable judgment: A court judgment is legally binding and enforceable. If the liable party fails to comply with the court’s decision, you can pursue legal remedies to ensure the judgment is honored.
While these benefits exist, it’s crucial to acknowledge that litigation also comes with potential drawbacks, including time, cost, and the inherent uncertainty of court decisions.
What are the benefits of an out-of-court settlement?
If you’re on the fence about whether to go to court or settle, these benefits may tip the scale in favor of settlement.
Confidentiality: Your privacy matters. Settlements offer a confidential resolution, keeping sensitive information away from the public eye.
Faster resolution: Settling out of court gives you quicker closure on a painful event and can reduce the stress associated with prolonged legal battles.
Lower costs: A settlement can significantly reduce legal fees and other expenses, ensuring a more cost-effective solution for you.
What’s the right choice for you?
As you embark on the journey to seek justice for your personal injury, understanding the dynamics of courtroom battles versus settlements is crucial. Your decision will be influenced by the strength of your case, the associated costs and time commitments, your risk tolerance, and the presence of insurance coverage.
The experienced personal injury attorneys at Hunter & Everage are committed to guiding you through this difficult process. We’ll help you understand the best strategy for your circumstances and help you design the right strategy to increase your chances of recovery.
Get in touch with our personal injury attorneys in Charlotte, Montgomery, and Richmond today.]]>by Horace Hunterhttps://www.hunter-everage.com/?p=517592023-12-06T16:06:36Z2023-12-06T16:04:55ZUnderreporting accidents and misclassifying workers’ responsibilities
Employers may underreport workplace injuries or misclassify your job duties to downplay the risks in their workplace. By doing so, they attempt to avoid higher insurance premiums associated with a history of workplace accidents.
Failing to maintain a safe workplace
Some employers cut corners on safety measures and fail to provide proper training or required personal protective equipment. Others fail to maintain a safe working environment. This negligence can lead to accidents, and instead of accepting responsibility, employers may try to shift blame onto you, the injured employee.
Retaliating and intimidating injured employees
Fear of retaliation is a powerful weapon in the hands of malicious employers. They may attempt to intimidate you by threatening job loss or other adverse actions if you tell them you plan to file a workers’ compensation claim. This unethical behavior discourages injured workers like you from seeking the compensation they rightfully deserve.
Delaying reporting and investigation of workers’ comp claims
Employers might purposefully delay reporting an injury or conducting a thorough investigation of the circumstances surrounding it. This delay can create challenges in establishing a clear link between the workplace and the injury, making it harder for you to prove that a connection existed.
Selectively using surveillance
Employers may use surveillance selectively to capture moments that could be misconstrued to dispute the legitimacy of your injury. This can include showing that you have engaged in activities that seem inconsistent with your claimed injuries.
Providing inadequate or incorrect documentation
Employers may manipulate or provide inadequate documentation related to your injury, medical treatment, or incident reports. This tactic aims to create confusion and weaken your case during the claims process.
Pressuring you to settle quickly
Employers may pressure you to settle your claim quickly, often offering lower compensation than what your injury deserves. This tactic is an attempt to resolve the matter swiftly and with only a minimal hit to their pocket.
What to do if your employer plays hardball with your workers’ compensation claim
As advocates for the rights of injured workers, we stand against employers who resort to unethical tactics to avoid liability for injuries that occur in the workplace. If you find yourself facing any of these challenges, seek legal representation promptly.
Our law firm is committed to fighting for justice and ensuring that injured workers receive the compensation they rightfully deserve. Together, we can expose these tactics and work toward a fair and just resolution for those who have suffered workplace injuries. Contact us today for a free consultation in Charlotte, Montgomery, or Richmond.]]>by Horace Hunterhttps://www.hunter-everage.com/?p=517552023-11-22T13:49:31Z2023-11-22T13:46:10ZWhat is SSDI?
SSDI is a federal program administered by the Social Security Administration (SSA). This insurance program acts as a safety net, designed to provide financial assistance to individuals with disabilities who are unable to work due to a severe medical impairment.
What are the benefits of SSDI?
SSDI serves as a lifeline for those facing disabilities. These benefits are a reliable source of income, helping individuals with disabilities cover essential living expenses, medical costs, and other necessities.
Eligibility for SSDI often comes with Medicare coverage, offering vital access to healthcare services and ensuring that individuals can address their medical needs without financial strain. For instance, SSDI recipients may access rehabilitation and vocational services aimed at enhancing their skills and abilities, facilitating a smoother transition back into the workforce if their condition improves.
Knowing that there is a safety net like SSDI in place gives peace of mind to disabled individuals and their families, fostering a sense of security despite their challenging circumstances.
Who is eligible for SSDI benefits?
The road to SSDI eligibility involves meeting specific criteria that the SSA has established. While each case is unique, applicants must meet these general requirements to qualify for disability benefits:
Work credits: You must have earned sufficient work credits through your employment history. Work credits are earned based on the amount of income subject to Social Security taxes.
Medical eligibility: Your disability must be anticipated to last for at least 12 months or result in death. It must also significantly limit your ability to do basic work-related activities, such as lifting, standing, walking, sitting, or remembering. The SSA maintains a comprehensive list of qualifying medical conditions, ranging from musculoskeletal disorders to respiratory and skin disorders, and you must provide medical evidence supporting your claim.
Substantial gainful activity (SGA): You must not be engaged in substantial gainful activity (SGA). SGA is work that involves significant physical or mental activities and earns a certain income level. The 2024 SGA amount is $2,590 for blind people and $1,550 for all others who qualify for disability benefits. This number is reviewed and adjusted annually.
Age: Disability benefits are typically available to individuals aged 18 and older. Younger individuals with disabilities may qualify for benefits under the Supplemental Security Income (SSI) program.
Where to get help applying for SSDI
As a disability law firm, we are dedicated to guiding our clients through the complex process of applying for SSDI benefits and appealing denials. Our goal is to advocate for your rights and ensure you receive the support you need to lead a fulfilling life despite any challenges you may face.
If you or a loved one are considering applying for SSDI, we are here to help you navigate this important journey toward financial stability and empowerment. Get in touch with our lawyers in Richmond, Charlotte, or Montgomery today.]]>by Horace Hunterhttps://www.hunter-everage.com/?p=517522023-11-08T16:31:46Z2023-11-08T16:31:14Zpeak time of day for crashes between November and March is 4 p.m. to 7:59 p.m.
Driving in the dark requires heightened awareness and caution. Reduced visibility makes it harder to spot pedestrians, cyclists, and other vehicles. Here are some tips to reduce your risks as we head into the winter.
Give yourself and other drivers breathing room
Slow down! Reducing your speed gives you more time to react to unexpected situations and reduces the severity of accidents if they occur. Plus, maintaining a safe following distance between your car and the vehicle in front of you can help you avoid rear-ending the car in front of you. When you’re driving at night, be sure to increase the distance you normally keep.
Make sure you can see and be seen
Proper car lighting is crucial for both your ability to see the road and to be seen by others. Follow these lighting guidelines:
Regularly inspect and replace your headlights, brake lights, turn signals, and taillights to ensure they are functioning correctly.
Dirty or foggy headlights can significantly reduce visibility. Clean them regularly to maintain optimal brightness.
Ensure your headlights are aligned properly. Use low beams in the presence of other vehicles and switch to high beams on unlit roads, but be mindful of oncoming traffic.
Dim your dashboard lights to reduce internal reflections on the windshield, enhancing your ability to see the road clearly.
Focus on the road ahead
Distractions are dangerous at any time, but they’re particularly hazardous during nighttime driving. Minimize distractions to keep your focus where it belongs with these tips:
Avoid your devices: Don’t be tempted to text, call, or play with apps while driving. If necessary, pull over to a safe location to make a call or send a message.
Minimize in-car distractions: Keep conversations and music at a moderate volume, and avoid engaging in activities that take your attention away from driving.
Stay rested: Fatigue can impair your reaction time and judgment. Ensure you are well-rested before getting behind the wheel.
Get ready for the winter
As daylight saving time ends and darkness falls earlier, all drivers need to adapt their habits to improve road safety. By staying vigilant, maintaining proper car lighting, and avoiding distractions, you can significantly reduce the risk of accidents and create a safer environment for everyone.
If you’re involved in an accident through no fault of your own, reach out by phone or text to the experienced personal injury lawyers at Hunter & Everage to discuss your options.
Let’s make a collective effort to drive responsibly and protect ourselves and others during the challenging months of reduced daylight. Safe travels!]]>