Do I qualify for Social Security disability benefits?
When health problems prohibit you from working, you may not know where to turn. A loss of income can put you and your family in a difficult financial position, and this stressful situation can be made worse by the fact that your health is not in your control.
Fortunately, Social Security disability benefits exist to help. The attorneys at Hunter & Everage can help qualifying individuals in the Charlotte and Richmond areas as they seek the financial relief they need to continue supporting themselves and their families.
A number of ailments can remove you from the workforce
To qualify for Social Security disability benefits, you must have a condition that renders you unable to work for a period of at least 12 months. A terminal condition that has not met that duration may also qualify. Some examples of qualifying conditions include:
- anxiety and depression,
- high blood pressure, and
- hearing, speech, or vision loss.
Your health problems must prevent you from working your current full-time job. You must also be medically unable to adjust to a different line of work. Because of these stringent requirements, it is often beneficial to consult with legal counsel prior to submitting your application for benefits.
Understanding the differences between SSDI and SSI
There are two forms of Social Security disability benefits that may be available to you. Both Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) serve a similar purpose, but they target different economic situations. The basic distinctions of SSDI and SSI are:
- SSDI: These benefits are generally available to individuals who have paid into the social security system, typically for a period of ten years.
- SSI: These benefits can help individuals who do not meet the work requirements for SSDI. SSI benefits are calculated based upon an applicant’s monthly income and resources.
An attorney can help you better make sense of Social Security disability benefits. By understanding which benefits you qualify for, you can increase your chances of receiving financial relief.
Contact us for a free consultation
If you are unable to work due to a medical condition, our attorneys can help. To arrange for a complimentary consultation to discuss your claim You can call our Charlotte, North Carolina, office at 704-251-2945 or our Richmond, Virignia, office at 804-297-0838. You can also email us your contact information.
Hunter & Everage proudly serves clients in both North Carolina and Virginia.